Terms of Use, Privacy Policy & Communications Consent

Effective Date: July 2nd of 2026.

Welcome to VISION FINANCIAL ADVISORS LLC ("Vision Financiera," "Company," "we," "our," or "us").

These Terms of Use, Privacy Policy & Communications Consent ("Terms") govern your access to and use of our website located at https://visionfinancieraus.com (the "Website"), including any information, resources, educational materials, online scheduling tools, forms, landing pages, webinars, events, digital communications, customer support services, and other online features operated by VISION FINANCIAL ADVISORS LLC.

By accessing, browsing, using this Website, submitting a form, scheduling an appointment, registering for an event, or communicating with us electronically, you acknowledge that you have read, understood, and agree to be legally bound by these Terms.

If you do not agree with any portion of these Terms, please discontinue the use of this Website immediately.

1. About Vision VISION FINANCIAL ADVISORS LLC

VISION FINANCIAL ADVISORS LLC is a financial education and consulting company dedicated to helping individuals, families, and business owners better understand financial concepts and make informed financial decisions.

Our services may include:

* Financial education

* Retirement education

* Insurance education

* Financial strategy consultations

* Educational workshops

* Live seminars

* Online webinars

* Educational videos

* Business consulting

* Appointment scheduling

* Client support services

* Digital resources

* Marketing and educational communications

Our mission is to educate, empower, and guide individuals toward making informed financial decisions through educational resources and personalized consultation.

2. Educational Purpose

All information made available through this Website is intended solely for general educational and informational purposes.

Any articles, videos, downloadable materials, calculators, presentations, seminars, webinars, workshops, newsletters, or educational resources are designed to increase financial knowledge and should not be interpreted as individualized financial, investment, legal, tax, or accounting advice.

Your individual circumstances are unique.

You should always consult with appropriately licensed professionals before making financial, legal, tax, insurance, retirement, or investment decisions.

3. No Professional Financial, Legal or Tax Advice

VISION FINANCIAL ADVISORS LLC is an educational and consulting organization.

Unless explicitly stated otherwise in writing, nothing contained on this Website shall be interpreted as:

* Investment advice

* Securities recommendations

* Legal advice

* Tax advice

* Accounting advice

* Estate planning advice

* Banking services

* Brokerage services

The information provided through this Website does not create a fiduciary relationship between you and VISION FINANCIAL ADVISORS LLC.

Any financial decisions made based upon information obtained from this Website remain solely your responsibility.

VISION FINANCIAL ADVISORS LLC does not guarantee any specific financial outcome, investment performance, income level, tax benefit, retirement result, insurance approval, or business success.

Past performance, case studies, testimonials, examples, or educational illustrations should never be interpreted as guarantees of future results.

4. Services

VISION FINANCIAL ADVISORS LLC may provide educational, consulting, marketing, customer support, and scheduling services through this Website.

Services may include, but are not limited to:

* Educational consultations

* Financial strategy sessions

* Insurance education

* Retirement planning education

* Business consulting

* Educational events

* Online registrations

* Appointment scheduling

* Customer service

* CRM communications

* Client follow-up

* Digital educational resources

Some services may only be available in certain jurisdictions and may require additional eligibility requirements or licensing.

Nothing contained within this Website constitutes an offer where prohibited by law.

5. Website Use

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use this Website solely for lawful, personal, and non-commercial purposes.

You agree that you will not:

* Use the Website for any unlawful purpose.

* Attempt to gain unauthorized access to any system, database, server, or network.

* Upload malicious software, viruses, ransomware, spyware, or harmful code.

* Attempt to disrupt the operation or security of the Website.

* Copy, duplicate, reproduce, distribute, modify, sell, lease, or commercially exploit any portion of this Website without prior written authorization.

* Reverse engineer, decompile, or disassemble any software used by this Website.

* Use robots, crawlers, spiders, scrapers, artificial intelligence agents, automated scripts, or similar technologies to extract Website data without written permission.

Violation of these Terms may result in immediate termination of your access to the Website.

6. Communications Consent

By voluntarily providing your information through our Website, online forms, appointment scheduler, landing pages, webinars, advertisements, events, social media platforms, or any other communication channel operated by VISION FINANCIAL ADVISORS LLC you expressly consent to receive communications from VISION FINANCIAL ADVISORS LLC.

These communications may include:

* Appointment confirmations

* Appointment reminders

* Customer service communications

* Educational resources

* Financial education

* Webinar invitations

* Workshop reminders

* Event confirmations

* Client follow-up

* Account notifications

* Service updates

* Promotional announcements

* Satisfaction surveys

* Educational newsletters

Communications may be delivered through one or more of the following methods:

* SMS text messaging

* WhatsApp

* Email

* Telephone calls

* Voicemail

* Automated messaging platforms

* CRM systems

* Marketing automation platforms

Your consent to receive communications is voluntary and is not a condition of purchasing any product or service.

Mobile information will never be shared with third parties or affiliates for marketing or promotional purposes.

7. SMS & WhatsApp Communications

By providing your mobile phone number, you authorize VISION FINANCIAL ADVISORS LLC to send you SMS text messages and WhatsApp messages related to your interaction with our Company.

These messages may include:

* Appointment reminders

* Appointment confirmations

* Customer support

* Educational content

* Event notifications

* Workshop updates

* Webinar reminders

* Follow-up communications

* Promotional information

* Service announcements

Message frequency varies depending on your interaction with VISION FINANCIAL ADVISORS LLC

Message and data rates may apply according to your wireless carrier.

You may opt out of SMS communications at any time by replying STOP to any SMS message.

For assistance, reply HELP or contact us directly using the information provided at the end of these Terms.

Your wireless carrier is not responsible for delayed or undelivered messages.

SMS Eligibility

You must be eighteen (18) years of age or older to subscribe to or use our SMS messaging services.

By providing your mobile phone number and opting in to receive text messages, you represent and warrant that you are at least eighteen (18) years of age.

If you are under the age of 18, you may not subscribe to or receive SMS communications from Vision Financial Advisors LLC.

8. Electronic Communications

By communicating with VISION FINANCIAL ADVISORS LLC electronically, including through our Website, email, online forms, appointment scheduling systems, SMS, WhatsApp, or other digital platforms, you consent to receive electronic communications from us.

You agree that all agreements, notices, disclosures, confirmations, and other communications that we provide electronically satisfy any legal requirement that such communications be provided in writing.

Electronic communications may include:

* Appointment confirmations

* Service notifications

* Educational updates

* Customer support responses

* Billing communications (if applicable)

* Event registrations

* Policy updates

* Changes to these Terms

* Other administrative notices

You are responsible for maintaining accurate contact information and notifying us of any changes to your email address or telephone number to ensure you continue receiving important communications.

9. Privacy Policy

VISION FINANCIAL ADVISORS LLC respects your privacy and is committed to protecting the personal information you provide through our Website and communication channels.

We collect and process personal information only as necessary to provide our services, improve your experience, comply with applicable laws, and communicate with you regarding your requests.

Information We Collect

Depending on your interaction with us, we may collect information including, but not limited to:

* Full Name

* Email Address

* Mobile Phone Number

* Mailing Address

* Date of Birth (when applicable)

* Appointment Information

* Communication Preferences

* Insurance Interests

* Retirement Planning Interests

* Financial Goals

* Information voluntarily submitted through forms

* IP Address

* Browser Type

* Device Information

* Website Usage Data

* Cookies and Analytics Information

You are responsible for ensuring that the information you provide is accurate and up to date.

How We Use Your Information

Your information may be used to:

* Schedule appointments

* Respond to inquiries

* Provide requested services

* Deliver educational resources

* Confirm event registrations

* Send appointment reminders

* Provide customer support

* Improve our Website and services

* Analyze Website performance

* Conduct internal business operations

* Comply with legal and regulatory obligations

* Send marketing or educational communications where permitted by law

Sharing Your Information

Vision Financial Advisors LLC does not sell, rent, or trade your personal information.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Information sharing with subcontractors, service providers, or vendors who assist us in providing customer support, appointment scheduling, messaging services, payment processing, or other operational support is permitted. These providers are contractually required to maintain the confidentiality and security of your information.

We may also disclose personal information when required by law, legal process, or governmental request.

Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

However, no Internet transmission or electronic storage system can be guaranteed to be 100% secure.

Accordingly, while we strive to protect your information, we cannot guarantee its absolute security.

10. Cookies and Analytics

Our Website may use cookies, pixels, analytics tools, and similar technologies to improve functionality and better understand how visitors use our Website.

These technologies may collect information such as:

* Browser type

* Operating system

* Pages visited

* Time spent on pages

* Device identifiers

* Referral sources

* General geographic location

* Website performance metrics

You may disable cookies through your browser settings; however, some Website features may not function properly.

11. Third-Party Services

Our Website may integrate or interact with third-party platforms and service providers including, but not limited to:

* Google

* Google Analytics

* Google Maps

* Meta (Facebook & Instagram)

* WhatsApp

* GoHighLevel

* Stripe

* Zoom

* Microsoft

* YouTube

* Vimeo

* Calendly

* Other trusted technology providers

VISION FINANCIAL ADVISORS LLC is not responsible for the privacy practices, security policies, or content of third-party websites or platforms.

Users are encouraged to review the privacy policies of any third-party services they choose to access.

12. Intellectual Property

All Website content, including but not limited to:

* Logos

* Branding

* Graphics

* Videos

* Educational materials

* Articles

* Downloads

* Presentations

* Documents

* Icons

* Website design

* Source code

* Software

* Databases

* Training materials

are the exclusive property of VISION FINANCIAL ADVISORS LLC or are used under appropriate license.

These materials are protected by United States and international copyright, trademark, and intellectual property laws.

No content may be copied, reproduced, distributed, modified, published, transmitted, displayed, or commercially exploited without the prior written consent of VISION FINANCIAL ADVISORS LLC

13. Disclaimer of Warranties

The Website and all content made available through it are provided on an "AS IS" and "AS AVAILABLE" basis.

VISION FINANCIAL ADVISORS LLC makes no warranties or representations of any kind, express or implied, regarding:

* Website availability

* Accuracy of information

* Completeness of content

* Reliability

* Security

* Error-free operation

* Fitness for a particular purpose

Your use of the Website is entirely at your own risk.

14. Limitation of Liability

To the fullest extent permitted by applicable law, VISION FINANCIAL ADVISORS LLC its owners, officers, directors, employees, contractors, affiliates, representatives, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from:

* Your use of this Website

* Inability to use this Website

* Reliance upon Website content

* Website interruptions

* Technical failures

* Cybersecurity incidents

* Loss of data

* Business interruption

* Lost profits

* Unauthorized access to your information

This limitation applies regardless of the legal theory under which liability is asserted.

15. Indemnification

You agree to defend, indemnify, and hold harmless VISION FINANCIAL ADVISORS LLC and its owners, officers, employees, contractors, affiliates, and representatives from and against any claims, liabilities, damages, losses, costs, expenses, or attorneys' fees arising out of:

* Your use of the Website;

* Your violation of these Terms;

* Your violation of any applicable law; or

* Your infringement of the rights of any third party.

16. Modifications to These Terms

VISION FINANCIAL ADVISORS LLC reserves the right to update, revise, modify, or replace these Terms at any time without prior notice.

The Effective Date at the top of this document will indicate the most recent revision.

Your continued use of the Website following the posting of updated Terms constitutes your acceptance of those revisions.

17. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the state and federal courts located within the State of Texas.

18. Severability

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, the remaining provisions shall remain in full force and effect.

19. Contact Information

If you have questions regarding these Terms, our Privacy Policy, or our communications practices, please contact us:

VISION FINANCIAL ADVISORS LLC

Website: https://visionfinancieraus.com

Email: [email protected]

Phone: +1 214-425-6040

Business Address: 2275 Hawes Ave., Dallas TX 75235

Business Hours: 9am - 6pm CT

Effective Date

These Terms of Use, Privacy Policy & Communications Consent become effective on July 2nd, 2026 and remain in effect until updated or replaced by VISION FINANCIAL ADVISORS LLC

By continuing to use this Website, submitting your information, scheduling appointments, registering for events, or communicating electronically with VISION FINANCIAL ADVISORS LLC you acknowledge that you have read, understood, and agreed to these Terms in their entirety.